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Why choose TOP Insurance for your business?

We compare 20+ carriers to get you the right coverage at the best price. Our licensed agents understand the specific risks of each trade and explain everything in your language.

20+ carriers
7 states served
Agent-verified guides

Insurance guides by trade

Choose your trade and open the guide for the state where you operate: coverages, requirements and common mistakes.

Contractors

General liability, tools, workers’ comp and bonds for general contractors.

Plumbers

Water-damage, completed-operations and liability coverage for plumbers.

Electricians

Liability, completed-operations and workers’ comp for electricians.

HVAC

GL, commercial auto, installation floater and pollution for HVAC techs.

Roofing

The highest-risk trade: completed operations, falls and GL for roofers.

Restaurants

BOP, liquor liability, property and workers’ comp for restaurants.

Trucking

Commercial auto, motor-truck cargo, FMCSA and bobtail for truckers.

Landscaping

GL, equipment, commercial auto and workers’ comp for landscapers.

Cleaning

Liability, janitorial bond and care/custody for cleaning businesses.

Auto Repair

Garage liability and garagekeepers for repair shops.

Salons

Malpractice, GL, property and booth-renter policies.

Childcare

Abuse & molestation, professional liability and GL for childcare.

Welding

Hot-work, completed-operations and liability for welders.

Painting

Overspray, pollution (CPL) and liability for painters.

Concrete

Your-work, silica and liability for concrete contractors.

Moving

Cargo, warehouse legal liability and commercial auto for movers.

Catering

Liquor liability, products and commercial auto for caterers.

Auto Detailing

Garagekeepers and mobile inland marine for auto detailing.

Commercial insurance topics

Guides on policies, certificates, limits and key coverages for your business.

Best Auto and Commercial Insurance in Cobb County: Marietta, Smyrna, and Kennesaw

Best Auto and Commercial Insurance in Cobb County: Marietta, Smyrna, and Kennesaw

Top Insurance LLC offers auto and commercial insurance in Cobb County for drivers and businesses in Marietta, Smyrna, and Kennesaw.

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Auto and Commercial Insurance in DeKalb and Hall Counties: Doraville, Chamblee, and Gainesville

Auto and Commercial Insurance in DeKalb and Hall Counties: Doraville, Chamblee, and Gainesville

Auto and commercial insurance for DeKalb and Hall Counties, including Doraville, Chamblee, and Gainesville. Coverage options through Top Insurance LLC.

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Additional Insured in Georgia: What It Means, When You Need It, and How to Add It to Your Policy

Additional Insured in Georgia: What It Means, When You Need It, and How to Add It to Your Policy

Learn what Additional Insured means in Georgia, when it’s required, and how to add it to your policy. See why it’s not the same as a Certificate of Insurance.

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Builders Risk Insurance in Georgia: Insurance for Construction Projects, Remodeling, and Homes Under Construction

Builders Risk Insurance in Georgia: Insurance for Construction Projects, Remodeling, and Homes Under Construction

Learn how Builders Risk Insurance helps protect Georgia construction and remodeling projects from fire, theft, storm, and water damage before completion.

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Business Interruption Insurance in Georgia: How to Protect Your Business Income During a Closure

Business Interruption Insurance in Georgia: How to Protect Your Business Income During a Closure

Business Interruption Insurance in Georgia can help protect your income if a covered event forces a temporary closure. Learn what it covers, what it doesn’t, and why it matters.

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Certificate of Insurance for Contractors in Georgia: What It Is and How to Get One

Certificate of Insurance for Contractors in Georgia: What It Is and How to Get One

Learn what a Certificate of Insurance is, why Georgia contractors need one, and how to get it fast for jobs and contracts.

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Commercial Crime Insurance in Georgia: Protection Against Fraud, Internal Theft, and Business Dishonesty

Commercial Crime Insurance in Georgia: Protection Against Fraud, Internal Theft, and Business Dishonesty

Commercial Crime Insurance in Georgia can help protect businesses from fraud, employee theft, forged documents, and other dishonest acts.

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Commercial Insurance Audit in Georgia: How to Prepare and Avoid Surprise Payments

Commercial Insurance Audit in Georgia: How to Prepare and Avoid Surprise Payments

Learn how to prepare for a commercial insurance audit in Georgia and avoid surprise bills by organizing the right records and payroll details.

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Cyber Liability Insurance in Georgia: Security Against Cyberattacks, Data Breaches, and Business Fraud

Cyber Liability Insurance in Georgia: Security Against Cyberattacks, Data Breaches, and Business Fraud

Cyber Liability Insurance in Georgia helps protect businesses from cyberattacks, data breaches, and fraud-related losses. It can cover recovery, legal, and notification costs.

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How Much Does Business Insurance Cost in Georgia? Complete Guide for Business Owners (2026)

How Much Does Business Insurance Cost in Georgia? Complete Guide for Business Owners (2026)

How much does business insurance cost in Georgia? Learn the key factors, typical price ranges, and ways to lower your premiums.

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Insurance for Subcontractors in Georgia: Requirements, Coverage, and How to Obtain a Certificate of Insurance

Insurance for Subcontractors in Georgia: Requirements, Coverage, and How to Obtain a Certificate of Insurance

Learn the insurance requirements for subcontractors in Georgia, key coverages, and how to obtain a Certificate of Insurance for your projects.

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Business Insurance in Duluth, GA

Business Insurance in Duluth, GA

Business insurance helps protect your assets, reduce legal costs and keep operations stable after unexpected incidents.

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What Insurance Does a New Business Need in Georgia? A Guide for LLCs, Small Businesses, and Entrepreneurs

What Insurance Does a New Business Need in Georgia? A Guide for LLCs, Small Businesses, and Entrepreneurs

Starting a business in Georgia means more than registering an LLC. Learn which insurance policies protect new businesses from lawsuits, accidents, and property loss.

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Business Owner’s Policy: What It Is, What It Covers, and How It Protects Your Business

Business Owner’s Policy: What It Is, What It Covers, and How It Protects Your Business

A Business Owner’s Policy can help protect your business from common risks like property damage, liability claims, and business interruption.

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Commercial and Residential Cleaning Business Insurance in Georgia: Complete Coverage and Requirements Guide

Commercial and Residential Cleaning Business Insurance in Georgia: Complete Coverage and Requirements Guide

Cleaning companies in Georgia face risks like property damage, injuries, and theft claims. This guide covers the insurance needed to protect your business.

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BOP vs. General Liability in Georgia: Which Insurance Does Your Small Business Need?

BOP vs. General Liability in Georgia: Which Insurance Does Your Small Business Need?

Compare BOP vs. General Liability in Georgia to find the right coverage for your LLC or small business. Protect against common risks and costly claims.

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Commercial Umbrella Insurance in Georgia: Additional Liability Protection for Businesses

Commercial Umbrella Insurance in Georgia: Additional Liability Protection for Businesses

Commercial umbrella insurance adds extra liability protection when primary policy limits run out. It can help Georgia businesses face major claims with more confidence.

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Liquor Liability Insurance in Georgia: Complete Guide for Restaurants, Bars, and Events

Liquor Liability Insurance in Georgia: Complete Guide for Restaurants, Bars, and Events

Learn how Liquor Liability Insurance in Georgia can help protect restaurants, bars, breweries, and events from alcohol-related claims.

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Professional Liability Insurance in Georgia: Complete Errors and Omissions Guide for Professionals and Small Businesses

Professional Liability Insurance in Georgia: Complete Errors and Omissions Guide for Professionals and Small Businesses

Professional liability insurance in Georgia helps cover claims from errors, omissions, or negligence, even when you did the job right. It can also help pay defense costs.

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Commercial Insurance for Property Owners and Real Estate Investors in Georgia

Commercial Insurance for Property Owners and Real Estate Investors in Georgia

Commercial insurance helps property owners and real estate investors protect buildings, rental income, liability, and renovation projects in Georgia.

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Commercial Insurance Limits in Georgia: Is $1,000,000 in Coverage Enough?

Commercial Insurance Limits in Georgia: Is $1,000,000 in Coverage Enough?

Learn whether $1,000,000 in commercial coverage is enough in Georgia and what factors, contracts, and risks may require more.

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Commercial Property Insurance in Georgia: Protection for Buildings, Offices, Tools, Inventory, and Business Equipment

Commercial Property Insurance in Georgia: Protection for Buildings, Offices, Tools, Inventory, and Business Equipment

Commercial Property Insurance in Georgia helps protect buildings, offices, inventory, tools, and business equipment from fire, theft, storm damage, and more.

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Restaurant and Food Truck Insurance: A Complete Guide to Protecting Your Food Business

Restaurant and Food Truck Insurance: A Complete Guide to Protecting Your Food Business

Restaurants and food trucks face risks from customers, employees, equipment, vehicles, and property. This guide explains key coverages to help protect your food business.

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Surety Bonds for Contractors in Georgia: Bond Types, Requirements, and How to Get One

Surety Bonds for Contractors in Georgia: Bond Types, Requirements, and How to Get One

Learn how surety bonds help contractors in Georgia meet licensing, bidding, and contract requirements. Understand bond types, costs, and how to get one.

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Why Do Clients Ask for a COI? A Certificate of Insurance Guide for Businesses

Why Do Clients Ask for a COI? A Certificate of Insurance Guide for Businesses

Clients may ask for a COI before a job, lease, or contract can begin. This guide explains what a Certificate of Insurance proves and how businesses use it.

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