Business Insurance
Protect your company with coverage built for your trade. Licensed agents, 20+ carriers and verified guides for contractors, restaurants, trucking, cleaning and many more trades across 7 states.
1-877-579-0587Why choose TOP Insurance for your business?
We compare 20+ carriers to get you the right coverage at the best price. Our licensed agents understand the specific risks of each trade and explain everything in your language.
Insurance guides by trade
Choose your trade and open the guide for the state where you operate: coverages, requirements and common mistakes.
Contractors
General liability, tools, workers’ comp and bonds for general contractors.
Plumbers
Water-damage, completed-operations and liability coverage for plumbers.
Electricians
Liability, completed-operations and workers’ comp for electricians.
Restaurants
BOP, liquor liability, property and workers’ comp for restaurants.
Landscaping
GL, equipment, commercial auto and workers’ comp for landscapers.
Cleaning
Liability, janitorial bond and care/custody for cleaning businesses.
Commercial coverages we offer
Commercial insurance topics
Guides on policies, certificates, limits and key coverages for your business.

Best Auto and Commercial Insurance in Cobb County: Marietta, Smyrna, and Kennesaw
Top Insurance LLC offers auto and commercial insurance in Cobb County for drivers and businesses in Marietta, Smyrna, and Kennesaw.
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Auto and Commercial Insurance in DeKalb and Hall Counties: Doraville, Chamblee, and Gainesville
Auto and commercial insurance for DeKalb and Hall Counties, including Doraville, Chamblee, and Gainesville. Coverage options through Top Insurance LLC.
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Additional Insured in Georgia: What It Means, When You Need It, and How to Add It to Your Policy
Learn what Additional Insured means in Georgia, when it’s required, and how to add it to your policy. See why it’s not the same as a Certificate of Insurance.
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Builders Risk Insurance in Georgia: Insurance for Construction Projects, Remodeling, and Homes Under Construction
Learn how Builders Risk Insurance helps protect Georgia construction and remodeling projects from fire, theft, storm, and water damage before completion.
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Business Interruption Insurance in Georgia: How to Protect Your Business Income During a Closure
Business Interruption Insurance in Georgia can help protect your income if a covered event forces a temporary closure. Learn what it covers, what it doesn’t, and why it matters.
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Certificate of Insurance for Contractors in Georgia: What It Is and How to Get One
Learn what a Certificate of Insurance is, why Georgia contractors need one, and how to get it fast for jobs and contracts.
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Commercial Crime Insurance in Georgia: Protection Against Fraud, Internal Theft, and Business Dishonesty
Commercial Crime Insurance in Georgia can help protect businesses from fraud, employee theft, forged documents, and other dishonest acts.
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Commercial Insurance Audit in Georgia: How to Prepare and Avoid Surprise Payments
Learn how to prepare for a commercial insurance audit in Georgia and avoid surprise bills by organizing the right records and payroll details.
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Cyber Liability Insurance in Georgia: Security Against Cyberattacks, Data Breaches, and Business Fraud
Cyber Liability Insurance in Georgia helps protect businesses from cyberattacks, data breaches, and fraud-related losses. It can cover recovery, legal, and notification costs.
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How Much Does Business Insurance Cost in Georgia? Complete Guide for Business Owners (2026)
How much does business insurance cost in Georgia? Learn the key factors, typical price ranges, and ways to lower your premiums.
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Insurance for Subcontractors in Georgia: Requirements, Coverage, and How to Obtain a Certificate of Insurance
Learn the insurance requirements for subcontractors in Georgia, key coverages, and how to obtain a Certificate of Insurance for your projects.
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Business Insurance in Duluth, GA
Business insurance helps protect your assets, reduce legal costs and keep operations stable after unexpected incidents.
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What Insurance Does a New Business Need in Georgia? A Guide for LLCs, Small Businesses, and Entrepreneurs
Starting a business in Georgia means more than registering an LLC. Learn which insurance policies protect new businesses from lawsuits, accidents, and property loss.
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Business Owner’s Policy: What It Is, What It Covers, and How It Protects Your Business
A Business Owner’s Policy can help protect your business from common risks like property damage, liability claims, and business interruption.
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Commercial and Residential Cleaning Business Insurance in Georgia: Complete Coverage and Requirements Guide
Cleaning companies in Georgia face risks like property damage, injuries, and theft claims. This guide covers the insurance needed to protect your business.
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BOP vs. General Liability in Georgia: Which Insurance Does Your Small Business Need?
Compare BOP vs. General Liability in Georgia to find the right coverage for your LLC or small business. Protect against common risks and costly claims.
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Commercial Umbrella Insurance in Georgia: Additional Liability Protection for Businesses
Commercial umbrella insurance adds extra liability protection when primary policy limits run out. It can help Georgia businesses face major claims with more confidence.
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Liquor Liability Insurance in Georgia: Complete Guide for Restaurants, Bars, and Events
Learn how Liquor Liability Insurance in Georgia can help protect restaurants, bars, breweries, and events from alcohol-related claims.
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Professional Liability Insurance in Georgia: Complete Errors and Omissions Guide for Professionals and Small Businesses
Professional liability insurance in Georgia helps cover claims from errors, omissions, or negligence, even when you did the job right. It can also help pay defense costs.
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Commercial Insurance for Property Owners and Real Estate Investors in Georgia
Commercial insurance helps property owners and real estate investors protect buildings, rental income, liability, and renovation projects in Georgia.
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Commercial Insurance Limits in Georgia: Is $1,000,000 in Coverage Enough?
Learn whether $1,000,000 in commercial coverage is enough in Georgia and what factors, contracts, and risks may require more.
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Commercial Property Insurance in Georgia: Protection for Buildings, Offices, Tools, Inventory, and Business Equipment
Commercial Property Insurance in Georgia helps protect buildings, offices, inventory, tools, and business equipment from fire, theft, storm damage, and more.
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Restaurant and Food Truck Insurance: A Complete Guide to Protecting Your Food Business
Restaurants and food trucks face risks from customers, employees, equipment, vehicles, and property. This guide explains key coverages to help protect your food business.
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Surety Bonds for Contractors in Georgia: Bond Types, Requirements, and How to Get One
Learn how surety bonds help contractors in Georgia meet licensing, bidding, and contract requirements. Understand bond types, costs, and how to get one.
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Why Do Clients Ask for a COI? A Certificate of Insurance Guide for Businesses
Clients may ask for a COI before a job, lease, or contract can begin. This guide explains what a Certificate of Insurance proves and how businesses use it.
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