Insurance for families and businesses — we speak your language
We compare options from several carriers to find an alternative that fits your needs and budget for auto, home, life and business — in Georgia and 6 more states. Depending on the carrier, there may be ITIN or consular ID options.
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TOP Insurance is an independent insurance agency licensed in Georgia, Alabama, South Carolina, Florida, Tennessee, Indiana and Texas that helps you get auto policies, from liability-only to full coverage. We compare options from several carriers to look for one that fits your budget.
No barriers: quotes with an ITIN, passport, consular ID or foreign license, depending on the carrier.
State-specific coverage: we help you meet the minimum liability limits required by law in each of the 7 states.
What does our commercial auto insurance cover in Georgia, Florida, Texas, South Carolina, Tennessee, Alabama and Indiana?
Our commercial auto insurance protects work vehicles, fleets and trucks in GA, AL, SC, FL, TN, IN and TX. We build tailored policies that help protect your company’s financial stability against collisions, theft and third-party lawsuits, depending on the coverages you choose.
Certificates of insurance (COI): we can issue your COI the same business day if requested during business hours, once the policy is active.
Savings options: we compare several carriers to look for a commercial premium that fits your business.
TOP Insurance’s general liability insurance provides the backing that general contractors, landlords and some local licenses commonly require in Georgia, Alabama, South Carolina, Florida, Tennessee, Indiana and Texas. It helps protect your business against third-party claims for property damage or bodily injury, including legal defense costs covered by the policy.
Key industries: construction, cleaning, painting, landscaping and small businesses.
Fast handling: digital paperwork and a same-business-day COI when requested during business hours, so you can start contracts without delays.
A workers’ compensation policy covers medical costs and part of the lost wages of your employees for covered work-related injuries or illnesses in GA, AL, SC, FL, TN, IN and TX. We structure your coverage according to each state’s compensation rules; requirements and employee thresholds vary (in Texas, for example, it is optional for most private employers).
Business protection: helps reduce the risk of employee lawsuits and non-compliance penalties where state law requires it.
Expert guidance: correct classification of your employees by risk level to help optimize the cost of coverage.
What does TOP Insurance homeowners insurance cover?
The homeowners insurance offered by TOP Insurance helps protect homeowners in Georgia, Alabama, South Carolina, Florida, Tennessee, Indiana and Texas. Depending on the policy, it can cover your home’s structure, your personal belongings and your personal liability against covered perils such as fire, theft or wind damage; flood and earthquake usually require a separate policy. Coverage follows each state’s rules.
Key coverages: dwelling, other structures, personal property and additional living expenses (ALE), depending on the policy.
Savings options: we compare across several carriers and show you whether bundling your auto and home policies may help lower your premium.
A renters insurance policy helps protect your belongings and personal liability as a tenant in GA, AL, SC, FL, TN, IN and TX. Your landlord’s insurance usually does not cover your property; a renters policy can cover it against covered perils such as theft, vandalism or fire, depending on the policy. Cost depends on your location, the value of your belongings and the deductible you choose.
Personal liability: may cover claims if someone suffers a covered injury inside your rented apartment or home.
ID requirements: quotes with an ITIN, passport or foreign ID, depending on the carrier.
Our life insurance options provide financial support for your beneficiaries in Georgia, Alabama, South Carolina, Florida, Tennessee, Indiana and Texas. We review your situation and explain, in plain Spanish or English, the differences between term life and whole life insurance. Approval and pricing depend on the carrier’s underwriting.
Purpose: can help cover a mortgage, final expenses, your children’s education and your beneficiaries’ financial stability.
Licensed guidance: licensed agents help you choose the right policy by comparing options across several carriers, subject to availability.
Where can I find health insurance plans in Spanish?
TOP Insurance helps you compare individual and family health insurance plans that fit your budget in GA, AL, SC, FL, TN, IN and TX. We guide you step by step in Spanish or English so you understand your deductibles, copays and provider network before you choose. Subsidy eligibility depends on your income and current rules.
Commonly covered services: doctor visits, emergencies, prescription drugs and preventive care, depending on the plan.
Personalized help: we review the options available in your state of residence to help you choose the plan that best fits your needs.
We are licensed in each of these states, so we can insure you in any city or town within them. Below are some of the cities with the largest Latino communities; those in blue have a local guide with area-specific information.
Real reviews from our Duluth, Lawrenceville and Gainesville offices
"Amazing customer service! Alejandro made it so easy and an overall smooth experience. 1000/10 recommend to anyone seeking insurance. I was struggling so bad to find insurance and thank God I got insured with them."
Jazz
Verified Client · Duluth, GA
"Juliana was so helpful and kind! It was my first time navigating insurance on my own and she was very responsive. Being able to speak Spanish was also very comforting."
Isabella Brand
Verified Client · Duluth, GA
"I received exceptional insurance advice. They compared the best prices across different insurers so I could choose the optimal option. Keyling Ruiz's kindness and personalized service truly stand out. Deeply grateful!"
Euler Mairena
Verified Client · Duluth, GA
"Hands down the best customer service you can ask for! Patricia was patient and very helpful finding the best policy for my vehicle. Service plus staff, it's a win win!"
Otilia Vasquez
Verified Client · Lawrenceville, GA
"Patricia was very professional and kind. She explained everything in an easy way and guided me through the process — and best of all, she found me a better deal!"
Alexander Díez
Verified Client · Lawrenceville, GA
"Thank you for finding the best insurance option for my company. Your professionalism is excellent, not to mention the customer service. 100% recommended!"
Javier Castillo
Business Owner · Lawrenceville, GA
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