About Us

TOP Insurance was born with a simple idea: make insurance easier to understand and more human.

We saw firsthand how many families and business owners, especially in the Hispanic community, were buying insurance without truly understanding their coverage — and when they needed it most, they discovered they didn't have the protection they expected. We decided to do things differently.

We started in Georgia serving our community one-on-one, in Spanish and English, with transparency and personalized attention. Over time, the trust of our clients allowed us to grow, and today we help protect families and businesses in Georgia, Florida, South Carolina, Alabama, Tennessee, Indiana, and Texas.

With agents who have up to 17 years of experience, we are an independent agency. That means we don't work for a single insurer — we have access to several companies to compare options and help you find the coverage that best fits your needs and budget.

Even though we've grown and now serve clients in 7 states, the way we work hasn't changed: listen to you, explain your options clearly, and be there when you need us.

Because to us, you're not a policy number. You're a family, an entrepreneur, a business owner, or someone who has worked hard for what they have. And our job is to help you protect it.

TOP Insurance — Protection without limits.