Insurance term
Long-Term Care Insurance
Long-term care insurance is a type of insurance that helps pay for extended care services when a person can no longer perform everyday activities on their own because of illness, injury, or cognitive decline. It may cover care in a nursing home, assisted living facility, adult day care, or at home, depending on the policy.
Example
After a stroke, Maria needs help bathing, dressing, and moving around, so her long-term care insurance helps pay for home health assistance.
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Health Insurance
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