Insurance term
Premium Tax Credit (ACA Subsidy)
Government help that lowers your monthly Marketplace premium based on income and household size. It is called the premium tax credit and can be applied in advance each month or claimed at tax time. It is worth checking each year whether you qualify, since a change in income can affect the amount.
Example
A qualifying family may pay much less for a Silver plan thanks to the subsidy.
Related coverage
Health Insurance
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