Variable Universal Life (VUL)
Variable universal life (VUL) is a type of permanent life insurance that combines a death benefit with a cash value component. The policyholder can choose among investment options for the cash value, and both the policy value and the insurance coverage can change over time based on premiums paid, fees, investment performance, and policy performance.
A client who wants lifelong coverage and is comfortable with investment risk may choose a VUL policy to build cash value while maintaining a death benefit for their beneficiaries.
Related coverage
Life Insurance
Secure your family's future with comprehensive life insurance coverage.
Comparisons to help you decide
Ready to protect what matters?
Get a free, no-obligation quote. Our bilingual agents compare 30+ carriers to find you the best coverage at the best price.