Insurance term
Term Life Insurance
Life insurance that covers you for a set period — often 10, 20, or 30 years. If you pass away during the term, your beneficiaries receive the death benefit. It has no cash value and is usually the most affordable type of life insurance.
Example
A parent might buy a 20-year term policy to protect the family while the children grow up and the mortgage is paid off.
Related coverage
Life Insurance
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