Insurance term
Sublimit
A sublimit is a smaller limit within a larger insurance policy limit that applies to a specific type of loss, coverage, or item. If a sublimit applies, the insurer will pay only up to that lower amount for that part of the claim, even if the overall policy limit is higher.
Example
A homeowners policy may have a $300,000 overall limit but only a $1,500 sublimit for theft of jewelry, so a stolen ring is covered only up to that amount.
Comparisons to help you decide
Ready to protect what matters?
Get a free, no-obligation quote. Our bilingual agents compare options from several carriers to find an alternative that fits your needs and budget.