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Insurance term

No-Fault Insurance

A system used in some states where your own auto policy pays for your injuries after an accident, no matter who caused it. Florida is a no-fault state and requires Personal Injury Protection (PIP); Georgia is an at-fault (tort) state and does not use this system.

Example

In Florida, after a crash your PIP coverage pays your medical bills first, even if the other driver was at fault.

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