Insurance term
Umbrella Insurance
Extra liability coverage that kicks in after the limits of your auto or home policy are used up. It also covers some claims your base policies may exclude, protecting your savings and assets from large lawsuits.
Example
If you cause an accident with $400,000 in injuries but your auto limit is $300,000, an umbrella policy can cover the extra $100,000.
Related coverage
Home Insurance
Safeguard your home and belongings with reliable homeowners insurance.
Related terms
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