Insurance term
Covered Peril
A specific cause of loss that your policy protects against, such as fire, theft, hail, or windstorm. Home policies either list covered perils by name or cover all perils except those specifically excluded.
Example
If fire is a covered peril and your kitchen burns, your homeowners policy helps pay for repairs.
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Home Insurance
Safeguard your home and belongings with reliable homeowners insurance.
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