Betterment
Betterment is the part of a repair or replacement that leaves a property in better condition than it was before the loss. In many US insurance claims, the insurer may not pay for the extra cost of this upgrade because insurance is meant to restore covered property to its pre-loss condition, not improve it.
After a fire, the insurer may pay to replace damaged wiring with code-compliant wiring, but not the extra cost of upgrading the entire electrical system beyond what was originally there if that upgrade is considered betterment.
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