Insurance term
Additional Living Expenses (ALE)
Also called loss of use, this homeowners coverage pays your extra costs to live elsewhere — hotel, meals, rent — while your home is being repaired after a covered loss.
Example
A kitchen fire makes your home unlivable; ALE pays for the hotel and restaurant meals while repairs are done.
Related coverage
Home Insurance
Safeguard your home and belongings with reliable homeowners insurance.
Related terms
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