Insurance term
Personal Liability Coverage
Part of a homeowners or renters policy (Coverage E) that protects you if someone is injured on your property or you accidentally damage someone else’s property, paying legal costs and settlements up to your limit.
Example
A guest slips on your icy steps and is injured; personal liability coverage pays their medical bills and any legal costs.
Related coverage
Home Insurance
Safeguard your home and belongings with reliable homeowners insurance.
Related terms
Comparisons to help you decide
Ready to protect what matters?
Get a free, no-obligation quote. Our bilingual agents compare options from several carriers to find an alternative that fits your needs and budget.