Insurance term
Water Backup Coverage
An optional endorsement that covers damage when water backs up through sewers or drains, or when a sump pump fails. Standard homeowners policies usually exclude this.
Example
Heavy rain overwhelms the city sewer and water backs up into your basement; this endorsement pays for the cleanup.
Related coverage
Home Insurance
Safeguard your home and belongings with reliable homeowners insurance.
Related terms
Comparisons to help you decide
Ready to protect what matters?
Get a free, no-obligation quote. Our bilingual agents compare 30+ carriers to find you the best coverage at the best price.