Scheduled Personal Property
Scheduled personal property is an insurance coverage option that adds specific protection for valuable items listed individually on a policy, such as jewelry, fine art, collectibles, cameras, or musical instruments. These items are usually scheduled by description and value, and the coverage may offer broader protection than the personal property coverage in a standard homeowners policy.
A homeowner schedules a diamond ring on the policy so it is covered for its appraised value if it is lost or stolen.
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