Insurance term
Captive vs. Independent Agent
A captive agent sells policies for only one insurance company, while an independent agent works with many carriers and can compare options for you. TOP Insurance is an independent agency working with several carriers.
Example
Instead of one company’s price, an independent agent compares quotes from many carriers to find your best fit.
Related coverage
Auto Insurance
Protect your vehicle with comprehensive auto insurance coverage at competitive rates.
Comparisons to help you decide
Ready to protect what matters?
Get a free, no-obligation quote. Our bilingual agents compare options from several carriers to find an alternative that fits your needs and budget.
