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General Liability Insurance quote for small and large companies
Normally, it is difficult for businesses or general contractors to work without General Liability insurance.
General liability Policy is intended to guard operators and owners of companies from claims that may come from a broad spectrum of sources. These exposures could be just about anything, including liability engendered by accidents from the operations of the insured party, contractual liability, products manufactured by the insured party, etc.
The liability you select, whether it is one, two, or three million dollars, determines the cost of general liability insurance. Also factored into the rates are the kind of work undertaken, gross receipts and total payroll expenses.
Similar to auto insurance, when it comes to general liability insurance, you will first have to make a down payment and then follow it up with installments.
Before buying this coverage, it is best to compare the quotes available in the market.
How to Protect Your Business
It is the business owner’s or general contractor’s job to make sure that the people working under him/her are covered by an insurance policy.
General Liability Insurance for business owners
If for example, a person who is not a part of the project gets injured, the injured person’s lawyer can target just about anyone involved in the project. The more individuals that are involved, the greater the chances of a successful lawsuit.
