Get your Boat Insurance

We can offer a wide variety of coverages and options for your boat, jet ski or personal watercraft.

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Do you need boat insurance

At TOP INSURANCE, we can offer a wide variety of coverages and options for your boat, jet ski or personal watercraft.

Some boats or smaller watercraft may even be covered under your current homeowners policy. The size, type and value of your boat, personal watercraft or jet ski will be part of the determining factors in evaluating your insurance coverage needs.

Let one of our experienced agents give you the coverage you need and recommendations to best fit your situation.

The following list some of the many coverages that we can offer:

Physical Damage Coverage - Boat Insurance - Top Insurance

Property Damage

Damage that may be caused to another person’s property while operating your watercraft.

Liability Coverage - Boat Insurance - Top Insurance

Liability Coverage

This coverage will assist you in the event of a collision with another boat, dock or other boaters.

Medical Payments - Boats Insurance

Medical Payments

Covering medical expenses if you or someone in your boat is involved in an accident.

Personal Liability - Boat Insurance

Physical Damage Coverage

Adding this coverage to your policy protects your boat while in storage and during transport. This covers your boat as well when out of the water, including but not limited to:

  • Fire
  • Lightning
  • Vandalism
  • Theft

You can also obtain emergency service reimbursement for expenses related to towing, labor or supplies.

Property Damage - Boat Insurance - Top Insurance

Personal Liability

Protecting you or family member if you have an accident that causes injury to another person.

Some additional discounts and coverages may include:

  • Accident forgiveness
  • Roadside Assistance
  • Boat Removal
  • Boating Safety
  • Multi policy discounts


What is the correct coverage for my boat insurance?

Consult with one of our professional agents at TOP Insurance to make sure you have the right coverage at a competitive price.

How to apply for discounts on my boat insurance?

We can evaluate your boat or jet ski insurance needs to find special coverages you many need or any discounts you many qualify for

Do you want to know how much you can save?

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Insurance service offered in:
| GA | FL | TN | IN | SC | AL | TX |
Monday - Friday:
10:00 am - 7:00 pm
Sat: 10:00 am - 6:00 pm